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How to Brighten a Dark Room with Decor

If your home doesn’t have much space or get enough light, there are things you can do to create room and add some life to your dark rooms. Here’s how to lighten your home with decor.

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The way we decorate our home can be directly linked to our mind. Colour psychology shows why people choose certain colours and the moods and feelings various shades can bring out.

Colourful Rugs

Colourful rugs define an area of space in your house. They’re also great for injecting some colour and personality into your home.

Use Mirrors

Mirrors reflect light, so hanging a lot around your home will get twice as much sunlight. Another plus is you’ll be able to check your hair and make-up everywhere!

Add Metallics

If you like a classy look, then you should incorporate metallic elements to your designs. Not only will they look great, they also reflect sunlight.

Image Credit: https://www.sarakatestyling.com/5-decorating-tips-to-brighten-dark-room/

Get a View

If you have trees and plants, then make sure they aren’t blocking a window. One way to do this is to trim a tree down, or you can replace your windows. A different width, height or style will let more sunlight in. In Dublin windows and doors are among the most common things people purchase when it comes to their home. If you’re looking for reputable companies, one is http://www.keanewindows.ie/.

Let Your Walls Breathe

If you’re an art aficionado, then paintings around your house are a given. However, try leaving dark rooms painting-free or at least choose light pieces of art.

Keep It Light

Moody colours can be great, but if your room is naturally dark, then you need to lighten it with white, neutral and lavender shades.

Shiny Surfaces

Light is reflected off shiny surfaces, so you can use them to your advantage in dark rooms. Try adding reflective coffee tables and translucent furniture to make the most of your space.

Clean Your Windows

Yes, we know it’s pointing out the obvious, but some people don’t bother with their windows. Clean them, get them gleaming and you’ll see more sunlight.

Go for Matte Paint

You might think glossy paint is best for dark rooms, but matte paint will reflect light in every direction and brighten up your room.

Should You Turn Off Your Boiler in Summer?

Now that summer’s here, your first instinct is to turn off your boiler. After all, who needs central heating in the height of summer? But before you hit that switch, take the time to find out how your boiler performs in the summer.

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One thing to bear in mind is that the energy rating on your boiler doesn’t change. Your boiler will still be as efficient in the summer as the winter. However, you do need to be aware of some issues that will impact your decision.

Polystyrene Insulation

Does your water tank have an insulating polystyrene jacket? If it does, then you can keep the boiler running so you never run out of hot water. If your tank isn’t insulated, then you’re paying to heat water that will then cool down again, wasting money and energy. Turn your boiler off or fit your water tank with an insulating jacket.

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Older Boilers

Older boilers have a pilot light that uses gas even when your boiler isn’t supplying any heating. If your boiler is a newer type, then it should have a standby mode that uses negligible energy to keep the pilot light going.

If you have an older boiler, arrange for Boiler Servicing in Gloucester with a reputable company like http://www.hprservicesltd.com/gloucester-boilers/boiler-servicing-gloucester/ before shutting it down. August is the perfect time to arrange a service, and you’ll then know it’s in perfect working order.

Seasonal Mode

Check to see whether your combi boiler has a seasonal mode. If it does, you can simply flick a switch to summer mode for optimised energy savings.

Thermostat Control

If your boiler has a thermostat, then that should control settings for you. Invest in a smart thermostat to make significant savings on your energy bills.

How Do You Use Your Boiler?

If you have a combi boiler that heats your water as well as your radiators, then you won’t need to turn it off during the summer. Simply choose the right setting to keep energy bills low. If you have a separate boiler and water heater, then switch the boiler off during the summer to save on energy costs. However, even if you shut down your boiler over the summer, you should run it every few weeks to make sure it’s in good working order for later in the year.

Which type of conservatory is right for you?

A conservatory is a beautiful way to add another room to your home. They are so versatile and can be used in so many different ways. Whether you are looking for a sunny, summer room or an informal dining area, choosing a conservatory is the way forward. They come in many different shapes and sizes, so here are a few tips to help you find the conservatory that is right for you.

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What will it be used for?

First of all, you need to think about what you will use it for. Are you looking for an additional indoor space or a room that brings the outdoors inside? If it is to be a garden room, a basic conservatory that can be entered through an existing door in your house would be sufficient. If it is to be more of a summer room, a fairly simple conservatory is sufficient. If it is for all-year use, such as an extra living room or dining area, you will want to consider the size, construction and interior, and whether you will need some form of heating. You may need to knock a wall down to create a large, open-plan space or fit double-glazed sliding doors.

Where is the best position for it?

At the same time, look at the best position for it. Conservatories are usually built to get the maximum sunlight. You will also want it to give the best views over your garden so that you can relax under cover.

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What style is right?

Make sure your conservatory will blend in with or complement your property. A popular style that suits many homes is the Victorian design, with its bay front and ornate, pitched roof. The Edwardian and Georgian styles are very similar but are rectangular with a flat front. The lean-to or Mediterranean conservatory suits all properties and is a very simple style. If you have a large garden, a T-shape conservatory will look amazing, as these often extend across the width of a property. For ideas about styles and prices of conservatories in Gloucester, consult an expert such as https://www.firmfix.co.uk/conservatories/.

Do you need planning permission?

Before starting any work, check with the local authority whether you need planning permission. If you need permission, get your application in as soon as possible.

4 ways to decorate with metallic tones

Whatever your decorating style, adding those finishing touches makes all the difference. Metallic was one of last year’s top trends, and it’s still in style!

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Metal is a neutral decorating aid that can make a space look more glamorous and sophisticated. A touch of glimmering metal makes a room look welcoming, but there is an art to striking the right balance.

Gold

All that glitters, gold still remains a classic metal in home décor. Mix gold objects like light fittings or mirrors with soft textures to balance them out. To bring character to a bland room, add sculptures like gold birds or brass busts. These items are easily found in thrift and antique shops. Light burnished gold looks good against chocolate tones.

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Silver

Silver vases and candlesticks are ideal additions to your dining room alongside crystal glassware because they provide clean lines. For a retro look, add silver mirrored bedside tables and lamps to make your bedroom glamourous. This looks elegant with silver wallpaper and carpets.

Mix

If you have rustic laminate flooring like https://www.woodfloorwarehouse.co.uk/laminate-flooring.html, try adding a combination of copper, gold and steel to add that touch of bling to the room. For a casual look, add darker metals to lighter and grey-tone floors.

Brass

Brass has been popular for decades, but it now comes in a blackened finish that gives it an elegant feel when mixed with rich brown shades.

Adding metallic objects to your décor will create individuality and add a bit of zing to your home.

What are the benefits of engineered wood?

If you’re looking for a new floor but a solid wood isn’t really in your budget, then an engineered flooring is exactly what you’re looking for. Not only is this floor the perfect compromise in terms of price but also in the way it is constructed. Engineered wood flooring is made from layers of plywood stuck together and topped with a natural wood layer, which is what gives these floors the exact same look as a real wood. While all wood floors nowadays are sourced from responsible forestries, engineered wood uses plywood as its core. This adds a nice little environmentally conscious aspect to these floors.

Engineered wood takes all of the aesthetic benefit of a solid wood and couples it with better practicality. Unlike real wood, engineered wood is water resistant which means you have a floor that can safely be installed in kitchens for example. Low maintenance is another key feature of this floor, the water resistance for example makes cleaning that bit easier. All that is needed to keep the floor looking good is a simple sweep and the occasional damp mop. However, make sure that any spills are cleaned immediately to avoid potential staining.

Another great benefit to engineered wood is its ability to withstand fluctuations in temperatures. This means these floors are safe for use with underfloor heating, a modern home favourite. It is because of these qualities that means you can install these floors in rooms like conservatories and basements that frequently experience dramatic changes in temperatures.

As previously mentioned, engineered wood uses a top layer of real wood to give it its gorgeous look. As such, engineered wood is available in every shade, species and grade as a solid wood. Popular trends right now, such as the Scandinavian look, lend themselves perfectly to lighter floors such as whitewashes or greys. Darker floors however are great when working with industrial and vintage designs and engineered wood can offer all of these looks. As well as this, all of the finishes you’d find with a solid wood you will also find with engineered products. This gives you a huge range of styles and looks to work with, so finding your perfect one will be easy.

Saving the best until last, engineered wood is very easy to install. Unlike some floors, engineered floors can be seamlessly fitted without much hassle. These floors can be put down by either a floating, glueing or nailing technique. As the industry progresses, we are seeing more and more engineered floors using the easy click system of installation. This is where the planks simply click together using a tongue and groove system. This cuts installation time down when compared to a solid wood, so is something to consider if you are after a quick turnaround time.

So there you have it, just a few of the benefit benefits engineered wood flooring can offer you. Of course the choice is yours, but we are sure you are going to love this floor as much as we do!

Home Improvement Loans in UK

How do you see your home? Are you always thinking of ways to make it better? You are heading straight towards home improvement. It is oft-quoted and usually it should be that your home should be a reflection of your own self. Rarely do we get a chance to mould into our own vision. Home improvement loan in UK is that one prospect that furnishes choice and freedom to find that home we started out with.

Millions of home owners in UK undertake home improvement projects every year. With current environment of strong housing demands and historically low interest rates, home improvement loan in UK have experienced incomparable activity. 24% of 2.4 billion loans taken every year, in UK, are for home improvement. Home improvement not only provides comfort and peace but it increases the value of home. Home improvement aid to build equity and achieve financial security.

Home improvement loans for UK homeowners provide maximum flexibility to carry out safety and health repairs. Before taking home improvement loans try to analyze why you want to make home improvement. If you are improving for the purpose of selling in UK, try putting yourself into the homebuyer’s position before making improvements. Home improvement loans will serve their purpose well if you take them for any of the following reason –

o Adding a new room like a bedroom

o Adding or remodeling a bath

o Adding or enclosing a garage

o Improving the kitchen

o Landscaping

o Health and safety repairs

o Electrical and Plumbing

o Roof, gutters, sewer or water lines repairs

Remember a home improvement loan should be taken for improvement rather than repairs. Repairs are for maintenance and would not as a rule add to the value of the home. In fact rather than concentrating on immediate repairs, look at the whole picture. Home improvement loans will be worth it if you have taken care to minimize the problem rather than fixing it. This will avoid a larger expense later on. Home improvement loans in UK will finance your remodeling plan, no matter how you intend to do it – via a contractor or yourself.

While taking home improvement loans, you can take any of the under given options.

o A second mortgage for home improvement enables you to borrow against your home. It will allow you to borrow about 80% of the value of your home minus the original mortgage.

o Home improvement loans via refinancing means taking out a new mortgage. For extensive remodeling, this home improvement loan is not right. To refinance, generally you’ll need to have equity in your home, a solid credit rating and a steady income.

o You can take home equity loans for home improvement. A home equity line of credit, you are not charged interest rates unless you make withdrawals. The interest rates on home equity loans are tax deductible. However, read the terms carefully before you sign. If your home improvement loan is an ‘interest only’, then you pay interest for the term of the loan and the whole amount at the end of the term.

o An unsecured loan for home improvement in UK will be ideal for projects costing £10,000 or less. A lender will evaluate home improvement loans keeping in mind your credit history and income.

The Home Improvement Nightmare

Unless you live in a remote part of the country with no television, newspaper or other people to talk to, there is a good chance you have heard or read about a home improvement scam or project gone wrong. It seems to be a fact in this country that when you go about doing a home improvement project you will usually encounter countless problems, delays and shoddy work.

The home improvement experience leaves most people stressed and vowing never to do another project again! So it is not surprising to hear that home improvement complaints rank at the top of consumer complaints nationwide year after year. Where does the blame fall for this epidemic of home improvement problems?

I am proud to say I was a home improvement contractor for almost 30 years and I was fortunate enough to win some of the industry’s highest awards. However, it has never ceased to amaze me the poor home improvement decisions that I have seen so many homeowners make. One of the more notable mistakes I would see done over and over again was when a homeowner would blindly hire someone to do a project because the person was a friend or a friend of a friend. To me this reasoning makes no sense.

Friendship and craftsmanship are not related, but for some reason a lot of people believe other wise. Another great example of homeowner apathy is hiring someone to do a project without ever putting anything in writing. Who in their right mind would ever agree to such a disastrous situation? Another very similar blunder would be for a homeowner to blindly accept an estimate on the back of a business card. Usually the only information that has room on the back of a business card is the PRICE.

A major mistake made by many people doing a home improvement project is letting price dictate the decision on who to hire. More problems occur because homeowners pick the lowest price they can find. Why? It is very simple. You can only produce a high quality project at a certain cost. High quality materials, expert labor, appropriate insurances and a reasonable profit to stay in business, cost a certain amount of money.

If someone can do that same project under that amount, what do you think is going to happen when the job is being done? That’s right, the person or company is going to do anything they can to try and make a profit. All of the possibilities that could result from the person you hired, as the low bidder, trying to make a profit, are simply all BAD for the homeowner. In home improvements you get exactly what you pay for.

Let’s not forget to put some of the blame on people looking to work on your home. Over the years I have seen some of my competitors commit heinous business practices. (Surprise!!) I have seen contractors switch materials to lesser quality without customer approval, use unqualified labor, overcharge homeowners for “unforeseen problems”, try to up sell the customer once the project starts, etc.,etc.,etc…….it makes you wonder if you can trust anyone?

So where does the blame fall for all the home improvement complaints year after year? I guess it would be easy to blame the homeowner for not educating themselves on what to do when attempting a project. However the next question would be where does a homeowner get “educated”? Maybe a better question would be when does a homeowner find the time to get “educated”? Education is a great tool if you have the time to do the research. Most people don’t have the time or want to take the time to do hours and hours of research on how to go about getting a home improvement done correctly.

Oops I almost forgot Uncle Sam. A lot of people, including myself, think the government makes it too easy for someone, who has no ethics or skills, to do home improvement work. Why are there still some states that do not have licensing for people doing home improvements? And in the states that do have licensing, why are some of these states issuing licenses without the applicant needing to demonstrate any type of competence in home improvement work? This is like giving out a driver’s license without taking a road test. Doesn’t make much sense to me.

One last situation to blame, one that I would never forgive myself for not mentioning. Home improvement television shows have become the latest fad in television. You can hardly change television channels without a home improvement program popping up. The influx of home improvement shows on television has been phenomenal. However, most of these shows tend to unrealistically glorify the home improvement project as being easy to do with nothing ever going wrong. The last time I looked, nothing ever goes perfect, including home improvement projects. Little, if any information is mentioned on these shows, about how not to be “taken to the cleaners” when doing a project.

One would have to conclude that there is plenty of blame to go around when it comes to the problems homeowners face when attempting a home improvement project. Unfortunately, most of these problems have been around for many years and if you are expecting a “quick fix”, I think you might be waiting a very long time.

Home Improvement Loans – Transforming Brick

There is no courage in living an existence where you are constantly dissatisfied. Accepting your current resident as package you can’t exchange is a myth. On the contrary it is true that not everyone has available money to finance home improvement. Home improvement loans enable every resident to own and construct the house that is home in the real sense of the term.

While looking for Home improvement loans the first thing you concentrate on is interest rates. Borrowers must look for low fixed interest rates. The advertised rates may or may not be low rates for your profile. You will learn that interest rates are a personalized concept. Interest rates for home improvement loans are primarily dependent on whether you offer a security for the loan or not.

Consequently, home improvement loans are either secured or unsecured. Secured entail collateral. On the other hand unsecured home improvement loans get approved without security. Both loan types come with their own set of advantages and disadvantages. Secured loans for home improvement is ideal for raising large amounts (£25,000-£75,000 or above) at low interest rates and flexible terms. Home improvement loans that are secured come with downside of losing your property in case of failure in repayment.

Unsecured home improvement loans will be best for small amounts. There is no obvious downside except that your credit ratings will suffer if you cannot repay. However, the lender can get back his money through legal process which will ultimately put your property under risk. Why get into such complications – just payback the loan!

No matter what you apply for first take account of the cost. Make a list of all the material required for home improvement and their cost. This will help you in assessing the loan amount you should be applying for. The contractor is paid the money for home improvement and then the lender takes to which the borrower makes monthly installments.

It is going to be worth it to spend time in searching for home improvement loans. Your effort will be rewarded in the form of better interest rates and terms. Use considerable time of your search in home improvement loans comparison. You can use home improvement loan calculator to calculate monthly installments. You fill in few of your details, your income, the amount required and there you get a quote which gives the approximate cost of home improvement loans for you. The quote for is free on most of the sites. Your information remains confidential with no obligation to apply. Use APR while comparing loans. This is because annual percentage rate or APR takes into account closing costs, origination points, discount points and insurance. That is ideally the way to compare home improvement loans.

Don’t mistake home improvement loans for long term loans. Try to wind up home improvement loans within 5-10 years. A 30 year mortgage for home improvement is not advisable. However, if you already have a thirty year mortgage then you can make additional payments and achieve the same result. Does that sound confusing? All that is implied here is weigh your options and find the one that suits you.

And in case you did not know there are home improvement loans for bad credit also. Start from your credit report, know your credit score, shop for options and apply for bad credit home improvement loans. Bad credit home improvement loans will have high interest rates; therefore, think realistically about what you can get.

This year £40 billion pounds is expected to be spend on home improvement. These include simple home repairs and large scale remodeling and major restructuring. Chances are you have caught the home improvement bug. If this is so make improvements that pay off. The loans that you have taken for home improvement should target both adding value to your home and comfort. Invest home improvement loans in enabling them to reach achieve the standard of neighbouring homes. Every home improvement that you opt for should have positive impact.

Do the air conditioning system and the shutters and the conservatory look all the more desirable? Then what are you waiting for? This season go for home improvement loans.

Enlisting the Support of Home Improvement

The desire to have a penthouse like the ones you pass by everyday grows stronger as you watch your own house. The drab looking interiors and the walls that need immediate repairs often produce a distaste for the home itself. However, the deficient finances ensure that you have to stay in the same home rather than shifting base to your dream home. You have the option however, to make the stay in the home much more pleasurable through a home improvement loan.

The home improvement loan is employed to give a new look to the home by creating extensions, changing the flooring, creating new interiors, and undertaking repairs. The home improvement loan easily compensates for the deficiency of resources on the part of the borrowers. Using ones personal resources for spending highly on home improvements will be difficult for an individual since there are other expenses too, that he has to make for subsistence and to maintain a particular standard of life. All these point to the convenience that a home improvement loan can result into. It puts into the hands of the individual enough resources to adorn his/ her home of as many features as they desire. Moreover, there is no need to repay the amount at once. The repayment of the home improvement loan is due in a certain specified period and the individual has the option to repay the loan in several instalments.

Having made the plans for the home improvements, you surely would not like to be kept waiting for the necessary finances. For this, a timely application for home improvement loan will be necessary. Before sanctioning a loan, loan providers will first ascertain the credibility of the applicant. This is done by studying the credit report of the borrower. The study of credit report illustrates the credit status of borrowers. If the home improvement loan is secured against home or any other asset as collateral, then a valuation of these assets will also be undertaken. These processes sometimes delay the approval of the loan. In order to ensure that you receive home improvement loan at an opportune time, the application must be made as soon as the budget for home improvements is ready.

The easiest but the vital most part of the home improvement loan process is the application stage. Application does not singly include the filling up of ones details for getting the Home improvement loans. There are various steps that lead to this stage in the process. The most important of these include finding the most appropriate lender for getting loan. Since there are many lenders operating in the UK, choosing one out of them will be tedious.

Especially so for the borrowers who are not much conversant with the ways of the loan providing agencies. Independent financial advisors are governed by the rules laid down by Financial Services Authority. They guide the borrowers into choosing appropriate loan providers after studying the case specifications of each individual case. The independent financial advisors can also be engaged to help during the other decisions that need to be made on the home improvement loan, such as the decision on the amount of home improvement loan quoted, decision on the monthly repayments, decision on the method of charging interest, etc.

Having chosen the loan provider, the borrower is now ready to apply. Online application is a relatively newer trend in the financial markets. Through an online application, borrowers can conveniently submit his/ her details from his home or office on a secure internet connection.

The improvements made in the home result in an increase in the equity in home. Opportunities for better deals in home improvement loans open up for the borrowers. A home that is held already by a mortgagee can be requested to finance the improvements in home through a home improvement loan. In most cases, the mortgagee will willingly accede.

Generally, homeowners draw home improvement loans for their own home. However, the loan is available for tenants who want to make improvements in the home they are residing. This is through an unsecured home improvement loan. Tenants are not the only beneficiaries of unsecured home improvement loans. Some of the homeowners who fear the repossession of their homes in cases of defaults too will desire an unsecured home improvement loan. This is despite the fact that unsecured home improvement loans are dearer than secured home improvement loans in terms of the interest charged.

Take A Home Improvement Loan

Home, a place where you live together with your close and loved ones, may mean the whole world to you. You always wanted to make your home a better place to live, giving all comforts to your family. You can do this just by making improvements in your home, but where to get the funds for it. Home Improvement Loan is the solution to your problem.

Home Improvement Loan is a loan that is granted to borrowers to make changes or improvements in their home. A home improvement loan is good if you don’t want to use your savings or don’t have sufficient savings for the home improvement project.

A Home Improvement Loans can be used to purchase fitted bedroom furniture or to develop unused spaces in your home. You can use Home Improvement Loan for improving your garden such as landscaping. Home Improvement Loan is also available for double-glazing, new conservatory, heating system, new kitchen, rewiring and plumbing or any home remodeling that you can think of. Making improvements in your home helps in improving your lifestyle as well as may add value to your home.

Home Improvement Loan can be classified as secured and unsecured Home Improvement Loan. A Secured Home Improvement Loan is a loan secured by borrower’s collateral such as house, car or bonds. You can borrow any amount between £5,000 to £75,000 A Secured Home Improvement Loan can be repaid at any term between 5 to 25 years depending on income available with you and the amount of equity in the property kept as a security with the lender. You can get Home Improvement Loan up to 125% of property value. A secured loan offers flexible repayment options with low rate of interest.

Unsecured Home Improvement Loan is a loan that requires no collateral to be kept as a security with the lender. The rate of interest on loan is higher as compared to that in secured loan, as there is no security attached to this loan.

You can get a Home Improvement Loan from banks and financial institutions. Now, you can also get a Home Improvement Loan online. You can collect loan quotes from various lenders which is available free of cost. Make a comparison among the various quotes and shortlist the few you find suitable. Try to find out more details about the short listed loan options and choose the one that you find the best. But don’t haste, relax and shop around make some efforts. Your efforts will definitely repay you in future by saving your money.

You can also tie your home improvement loan into the existing mortgage package, which will benefit you with lower rate of interest and help in releasing the money you needed for the home improvement project.

You can get a secured Home Improvement Loan even if you have bad credit rating, poor credit history, CCJs, defaults or arrears. Your bad credit history can’t stop you from making desired improvements in your home. You can avail a bad credit home improvement loan that is designed specially for you.

Home Improvement Loan is the loan granted for making changes or improvements in the home such as new kitchen or decoration. It helps in making your home a better place to live for your whole family. Home Improvement loan may help in add value to your home by the significant improvements you intend to make. When searching for a home improvement loan, Shop around and compare the quotes of various lenders, your these efforts will help you find the best deal.